When Special Care Is Needed: The Special Needs Trust A special needs trust helps care for a special needs child when you’re gone. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Does Your Credit Score Affect Your Insurance Rates? Your credit score may influence how much you pay for auto and home insurance. Changing Unhealthy Behaviors Five phases to changing unhealthy behaviors. The Half Million Dollar Baby The true cost of raising a child may be far more than you expect.